Annuity Table


Annuity Table
A method for determining the present value of a structured series of payments. The annuity table provides a factor, based on time and a discount rate, by which an annuity payment can be multiplied to determine its present value. For example, an annuity table could be used to calculate the present value of an annuity that paid $10,000 a year for 15 years if the interest rate is expected to be 3\%. Financial calculators and computer software can also be used for this purpose.

A lottery winner could use an annuity table to determine whether it made more financial sense to take his lottery winnings as a lump-sum payment today or as a series of payments over many years. Lottery winnings are a rare form of annuity; more commonly, annuities are a type of investment used to provide individuals with a steady income in retirement.


Investment dictionary. . 2012.

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  • Table — Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair tables… …   The Collaborative International Dictionary of English

  • table — Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair tables… …   The Collaborative International Dictionary of English

  • Table anvil — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table base — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table bed — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table beer — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table bell — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table cover — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table diamond — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English

  • Table linen — Table Ta ble, n. [F., fr. L. tabula a board, tablet, a painting. Cf. {Tabular}, {Taffrail}, {Tavern}.] 1. A smooth, flat surface, like the side of a board; a thin, flat, smooth piece of anything; a slab. [1913 Webster] A bagnio paved with fair… …   The Collaborative International Dictionary of English